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FAQ

When do I pay back my loans?

Answer
Repayment of most federal student loans begins six months after you leave college or drop below half-time enrollment.

PLUS loans enter repayment once your loan is fully disbursed (paid out). If you have received a PLUS loan as a graduate or professional student, the loans go into automatic deferment. This deferment means you won’t have to pay while you’re in school and are enrolled at least half-time. The deferment continues for an additional six months after you leave school or drop below half-time enrollment status.

If you’re a parent PLUS loan borrower, you can ask for a deferment. This deferment means you won’t have to pay on the loan while your child is enrolled at least half-time and for an additional six months after your child leaves school or drops below half-time status.

If you’ve started repaying your loans and then go back to school on at least a half-time basis, Herzing will send an automatic deferment to your lender for federal loans.

If you have loans from a private source, outside of federal loans, please refer to your individual loan agreement with your lender.

* Bureau of Labor Statistics (BLS), U.S. Department of Labor, Occupational Outlook Handbook 2022. BLS estimates do not represent entry-level wages and/or salaries. Multiple factors, including prior experience, age, geography market in which you want to work and degree field, will affect career outcomes and earnings. Herzing neither represents that its graduates will earn the average salaries calculated by BLS for a particular job nor guarantees that graduation from its program will result in a job, promotion, salary increase or other career growth.

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Opt-In to Receive SMS Messages

By selecting this button you agree to receive updates and alerts from Herzing University. Text HELP to 85109 for help, Text STOP to 85109 to end. Msg & Data Rates May Apply. By opting in, I authorize Herzing University to deliver SMS messages and I understand that I am not required to opt in as a condition of enrollment. By leaving this box unchecked you will not be opted in for SMS messages. Click to read Terms and Conditions and Privacy Policy.