PLUS loans enter repayment once your loan is fully disbursed (paid out). If you have received a PLUS loan as a graduate or professional student, the loans go into automatic deferment. This deferment means you won’t have to pay while you’re in school and are enrolled at least half-time. The deferment continues for an additional six months after you leave school or drop below half-time enrollment status.
If you’re a parent PLUS loan borrower, you can ask for a deferment. This deferment means you won’t have to pay on the loan while your child is enrolled at least half-time and for an additional six months after your child leaves school or drops below half-time status.
If you’ve started repaying your loans and then go back to school on at least a half-time basis, Herzing will send an automatic deferment to your lender for federal loans.
If you have loans from a private source, outside of federal loans, please refer to your individual loan agreement with your lender.
BLS pay estimates calculate the median annual wage for various occupations. Per the BLS the median wage for an occupation is: "The wage at which half of the workers in the occupation earned more than that amount, and half earned less. Median wage data are from the BLS Occupational Employment and Wage Statistics survey." Bureau of Labor Statistics (BLS), U.S. Department of Labor, Occupational Outlook Handbook 2024. BLS median wage estimates do not represent entry-level wages and/or salaries. Multiple factors, including prior experience, age, geographic market in which you want to work, and degree level and field, will affect career outcomes, including starting salary and earnings as an experienced employee. Herzing neither represents that its graduates will earn the median salaries calculated by BLS for a particular job nor guarantees that graduation from its program will result in a job, promotion, particular wage or salary, or other career growth.
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