Answer
Repayment of most federal student loans begins six months after you leave college or drop below half-time enrollment.
PLUS loans enter repayment once your loan is fully disbursed (paid out). If you have received a PLUS loan as a graduate or professional student, the loans go into automatic deferment. This deferment means you won’t have to pay while you’re in school and are enrolled at least half-time. The deferment continues for an additional six months after you leave school or drop below half-time enrollment status.
If you’re a parent PLUS loan borrower, you can ask for a deferment. This deferment means you won’t have to pay on the loan while your child is enrolled at least half-time and for an additional six months after your child leaves school or drops below half-time status.
If you’ve started repaying your loans and then go back to school on at least a half-time basis, Herzing will send an automatic deferment to your lender for federal loans.
If you have loans from a private source, outside of federal loans, please refer to your individual loan agreement with your lender.
PLUS loans enter repayment once your loan is fully disbursed (paid out). If you have received a PLUS loan as a graduate or professional student, the loans go into automatic deferment. This deferment means you won’t have to pay while you’re in school and are enrolled at least half-time. The deferment continues for an additional six months after you leave school or drop below half-time enrollment status.
If you’re a parent PLUS loan borrower, you can ask for a deferment. This deferment means you won’t have to pay on the loan while your child is enrolled at least half-time and for an additional six months after your child leaves school or drops below half-time status.
If you’ve started repaying your loans and then go back to school on at least a half-time basis, Herzing will send an automatic deferment to your lender for federal loans.
If you have loans from a private source, outside of federal loans, please refer to your individual loan agreement with your lender.