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Career Development Denise Alexander, BS, MA
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As a student, you’ve already made a smart investment in your future by pursuing your education. But financial challenges can feel overwhelming, especially when loans, expenses and budgets are involved.
Managing debt isn’t just about numbers—it’s about building a stable foundation that supports your goals and reduces stress. Imagine graduating with a clear plan for your finances, confident you’re on the path to success.
Before creating a plan to manage your debt, it’s important to examine your current financial picture. Many students overlook this step, but clearly understanding your income, expenses and obligations is the foundation for smart financial decision-making. A strong grasp of where your money is going gives you the power to make informed choices.
Once you understand your finances, you’ll be ready to take the next step: creating a strategy to manage and reduce your debt while staying focused on your education.
Managing debt doesn’t have to mean struggling financially while you’re in school. Even with a tight budget, there are practical ways to balance your education and your wallet without sacrificing too much.
By actively managing your finances now, you’ll minimize stress and set yourself up for a more secure financial future. These efforts not only make school more affordable but also build good habits for life after graduation.
The choices you make now will have a lasting impact on your financial future. Planning for life after graduation is just as important as managing your finances during school. A thoughtful approach can help you transition smoothly from student life to financial independence.
Planning for your financial future may seem daunting, but each small step you take now brings you closer to financial stability.
Managing debt effectively while in school and after graduation is about staying informed, being proactive, and using the resources available to you. Herzing University is here to support you every step of the way, so you can focus on achieving your academic and career goals with confidence.
BLS pay estimates calculate the median annual wage for various occupations. Per the BLS the median wage for an occupation is: "The wage at which half of the workers in the occupation earned more than that amount, and half earned less. Median wage data are from the BLS Occupational Employment and Wage Statistics survey." Bureau of Labor Statistics (BLS), U.S. Department of Labor, Occupational Outlook Handbook 2024. BLS median wage estimates do not represent entry-level wages and/or salaries. Multiple factors, including prior experience, age, geographic market in which you want to work, and degree level and field, will affect career outcomes, including starting salary and earnings as an experienced employee. Herzing neither represents that its graduates will earn the median salaries calculated by BLS for a particular job nor guarantees that graduation from its program will result in a job, promotion, particular wage or salary, or other career growth.
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