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What is the interest rate?

If you got your Direct Subsidized or Unsubsidized Loan on or after July 1, 2022, and before July 1, 2023, it will have a fixed interest rate after the payment pause ends:
For undergraduate students, the interest rate for Direct Subsidized Loans and Direct Unsubsidized Loans is 4.99%.
For graduate or professional students, the interest rate for Direct Unsubsidized loans is 6.54%

If you received loans before July 1, 2022, your interest rates can be found here:

The interest rate will also be listed in your account with your loan servicer.
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